Home Contents Insurance may not seem that important to you but trust us, this is one of the best things you could get for your home. You can add a complimentary home contents insurance to your existing home/HDB insurance. A home contents insurance policy can be a life-saver in an emergency situation at your home and also protect your household items against various damages. You will be quite surprised to know the kind of factor that is included in home contents insurance coverage. But at the same time, you will be relieved as a lot of your bases will be covered with such an insurance plan. Read this blog to know the important factors in home contents insurance cover in Singapore.
Riots and Terrorism
Terrorist attacks and riots do not warn before they happen. With terrorist attacks and rioting threats increasing by the day, it is a relief that home contents insurance covers the contents of your home. So, if by happenstance your home is under attack or suffers damages due to a huge explosion in the area, your household items will get home insurance coverage.
Accidental Death of your Pets
Nowadays, most families have pets and sometimes some families have multiple pets. In case, something unfortunate happens to your cats or dogs and they suffer an accidental death, you will be covered under the home contents insurance policy. Many insurers in Singapore cover accidental deaths of the pets you have.
Yes, that’s right! This insurance policy also covers identity theft like in the case of stolen credit cards from your home. Any unauthorized uses will be covered and you can easily claim the losses you had to incur.
Bursting water pipes
Plumbing issues give nightmares to all of us. Imagine bursting pipes and leakages! Scary right? You don’t have to worry anymore as this insurance policy will cover such issues too. Additionally, you don’t have to worry about finding a plumber on your own. Your insurer will also provide you with the service when you are in the middle of an emergency.
Accidental Death Your Family Members
Just like how home contents insurance provides coverage for the accidental death of your pets, so is this point. A good insurance policy will cover you and your family members for accidental deaths at home. This could be due to injuries sustained at home leading to death and other instances.
Replacement of Your Computer
Damaging a computer or losing one straight goes to the heart! It is almost impossible to live without computers today. You will be happy to know that a home contents insurance policy will cover replacing your computer when it is damaged.